Mahindra XUV 7XO on-road price in Gaya

₹15,90,693 to ₹29,57,973 on the road27 variants

EMI from about ₹26,730 a month on the Gaya on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Bihar sets these charges, so the same figures apply in Patna, Bhagalpur and Muzaffarpur.

Why

Registering in a different city of the state does not change them.

All 27 variants priced in Gaya

Variant	Ex-showroom	On-road in Gaya
AX Turbo Petrol MT	₹13.99L	₹15,90,693
AX Diesel MT	₹15.29L	₹17,66,223
AX3 Turbo Petrol MT	₹16.29L	₹18,79,723
AX3 Diesel MT	₹16.79L	₹19,36,473
AX3 Turbo Petrol AT	₹17.79L	₹20,49,973
AX5 Turbo Petrol MT	₹17.79L	₹20,49,973
AX3 Diesel AT	₹18.29L	₹21,06,723
AX5 Diesel MT	₹18.29L	₹21,06,723
AX7 Turbo Petrol MT	₹19.13L	₹22,02,063
AX5 Turbo Petrol AT	₹19.29L	₹22,20,223
AX7 Diesel MT	₹19.60L	₹22,55,408
AX5 Diesel AT	₹19.79L	₹22,76,973
AX7 Turbo Petrol AT	₹20.58L	₹23,66,638
AX7 Diesel AT	₹21.05L	₹24,19,983
AX7T Diesel MT	₹21.64L	₹24,86,948
AX7T 6-seat Diesel MT	₹21.84L	₹25,09,648
AX7T Turbo Petrol AT	₹22.62L	₹25,98,178
AX7T 6-seat Turbo Petrol AT	₹22.82L	₹26,20,878
AX7T Diesel FWD AT	₹23.09L	₹26,51,523
AX7T 6-seat Diesel AT	₹23.29L	₹26,74,223
AX7L Diesel MT	₹23.29L	₹26,74,223
AX7T Diesel AWD AT	₹23.99L	₹27,53,673
AX7L Turbo Petrol AT	₹24.29L	₹27,87,723
AX7L 6-seat Turbo Petrol AT	₹24.49L	₹28,10,423
AX7L Diesel FWD AT	₹24.79L	₹28,44,473
AX7L 6-seat Diesel AT	₹24.99L	₹28,67,173
AX7L Diesel AWD AT	₹25.79L	₹29,57,973

What the road adds in Gaya, variant by variant

Five of the 27 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Bihar's own share.

AX Turbo Petrol MT₹15,90,693+14%
₹13,99,000 ex-showroom, Bihar takes ₹1,46,895, everything else ₹44,798
AX5 Diesel MT₹21,06,723+15%
₹18,29,000 ex-showroom, Bihar takes ₹2,28,625, everything else ₹49,098
AX7 Diesel AT₹24,19,983+15%
₹21,05,000 ex-showroom, Bihar takes ₹2,63,125, everything else ₹51,858
AX7T 6-seat Diesel AT₹26,74,223+15%
₹23,29,000 ex-showroom, Bihar takes ₹2,91,125, everything else ₹54,098
AX7L Diesel AWD AT₹29,57,973+15%
₹25,79,000 ex-showroom, Bihar takes ₹3,22,375, everything else ₹56,598

Ex-showroom priceBihar's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Gaya.

XUV 7XO variants on Bihar's tax steps

Bihar charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and dieselby price

10.5%to ₹15 lakh
AX Turbo Petrol MT
12.5%above
AX Diesel MT, AX3 Turbo Petrol MT, AX3 Diesel MT, AX3 Turbo Petrol AT, AX5 Turbo Petrol MT, AX3 Diesel AT, AX5 Diesel MT, AX7 Turbo Petrol MT, AX5 Turbo Petrol AT, AX7 Diesel MT, AX5 Diesel AT, AX7 Turbo Petrol AT, AX7 Diesel AT, AX7T Diesel MT, AX7T 6-seat Diesel MT, AX7T Turbo Petrol AT, AX7T 6-seat Turbo Petrol AT, AX7T Diesel FWD AT, AX7T 6-seat Diesel AT, AX7L Diesel MT, AX7T Diesel AWD AT, AX7L Turbo Petrol AT, AX7L 6-seat Turbo Petrol AT, AX7L Diesel FWD AT, AX7L 6-seat Diesel AT, AX7L Diesel AWD AT

Worth knowing before you sign

The step from the AX Turbo Petrol MT to the AX Diesel MT crosses Bihar's ₹15 lakh line: ₹1,30,000 more ex-showroom, but ₹44,230 more road tax, because the whole price moves from 10.5% to 12.5%.
The AX Diesel MT is ₹1,75,530 more on the road here than the AX Turbo Petrol MT, and ₹44,230 of that is Bihar's road tax.
On the Mahindra XUV 7XO AX Turbo Petrol MT, Gaya is 10th dearest of 25 states: ₹1,04,925 over Arunachal Pradesh and ₹1,18,096 under Karnataka.

Which XUV 7XO to buy

Of every paid step up this ladder, AX5 to AX7 buys you the most for your money. In Gaya that step costs ₹1,52,090 on the road, rather than the ₹1,34,000 the showroom prices suggest.

Is the AX7 worth it over the AX5? →

Or weigh the whole ladder: which XUV 7XO is worth the money →

XUV 7XO rivals on the road in Gaya

The cheapest way into this group in Gaya is the Tata Safari, from ₹15,08,440 on the road, ₹82,253 under the XUV 7XO's ₹15,90,693. Each figure is that car's cheapest variant on the road in Gaya, on the same Bihar road tax.

Tata Safari
From ₹15,08,440 on the road
₹82,253 under the XUV 7XO
XUV 7XO vs Safari: which to buy →
Kia Syros EV
From ₹15,29,790 on the road
₹60,903 under the XUV 7XO
XUV 7XO vs Syros EV: which to buy →
Hyundai Alcazar
From ₹16,32,205 on the road
₹41,512 over the XUV 7XO
XUV 7XO vs Alcazar: which to buy →
MG Windsor EV
From ₹16,81,430 on the road
₹90,737 over the XUV 7XO
XUV 7XO vs Windsor EV: which to buy →

The XUV 7XO in its colours

Nebula Blue

Vehicle images: Mahindra official media assets (auto.mahindra.com)

How the AX Turbo Petrol MT's ₹15,90,693 breaks down

Getting it on the road in Gaya adds ₹1.92L to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price: ₹13,99,000
Road tax (10.5%): ₹1,46,895
Registration fee (central): ₹800
TCS (1%, adjustable against your income tax)refundable: ₹13,990
Third-party insurance (3 years, incl. 18% GST): ₹29,023
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Gaya: ₹15,90,693

The fine print

Road tax (10.5%): Derived 2026-08-07 from CarWale's published on-road breakdown for Patna, 10 cars from Rs 3.70L to Rs 59.65L. Up to the step: 5 observations, raw 10.57% to 11.04%, slope 10.41% with Rs 2,945 fixed. Above it: 4 observations, raw 12.42% to 12.67%, slope 12.37% with Rs 5,253 fixed. The boundary lies between Rs 14.0L and Rs 18.0L; Rs 15L is interpolated. NOT read from any Bihar notification; the state's transport site resolves on no public resolver
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
TCS (1%, adjustable against your income tax): Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Bihar's rates here are derived from published on-road prices rather than read from the state's own schedule, so treat them as indicative and confirm with your dealer.

Confirm the final figure with your dealer before paying.

Where these figures come from

One figure here is weaker than the rest: the road tax is what Bihar is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Bihar's own documents, last checked on 7 August 2026. Rates change with state budgets, so confirm the final figure with your dealer before paying.

XUV 7XO on-road price in other cities

See 28 other cities

Same figures, same state: Patna, Bhagalpur, Muzaffarpur

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

Mahindra XUV 7XO on-road price, in all 25 states we price →

Every Mahindra XUV 7XO variant, compared →

Questions buyers ask

What is the Mahindra XUV 7XO on-road price in Gaya?

Between ₹15,90,693 for the AX Turbo Petrol MT and ₹29,57,973 for the AX7L Diesel AWD AT, as of October 2026. That covers Bihar road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Mahindra XUV 7XO in Gaya?

₹1,46,895 on the AX Turbo Petrol MT at ₹13.99L ex-showroom. The rate comes from Bihar's own schedule (Derived 2026-08-07 from CarWale's published on-road breakdown for Patna, 10 cars from Rs 3.70L to Rs 59.65L. Up to the step: 5 observations, raw 10.57% to 11.04%, slope 10.41% with Rs 2,945 fixed. Above it: 4 observations, raw 12.42% to 12.67%, slope 12.37% with Rs 5,253 fixed. The boundary lies between Rs 14.0L and Rs 18.0L; Rs 15L is interpolated. NOT read from any Bihar notification; the state's transport site resolves on no public resolver), verified on 7 August 2026.

Is the Mahindra XUV 7XO cheaper on-road in another city of Bihar?

No. Bihar sets these charges, so the same figures apply in Patna, Bhagalpur and Muzaffarpur: registering in a different city of the state does not change them.