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Maruti Suzuki Grand Vitara EMI calculator

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Calculate the Maruti Suzuki Grand Vitara EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹20,330 a month, for the Sigma Petrol Mild Hybrid MT at ₹12.10 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹12.10L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹2,41,962 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹20,330
Amount financed
₹9,67,848
Interest over 5 years
₹2,51,952
Total paid, down payment included
₹14,61,762
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹25,429₹15,224₹9,42,419
Nov 2026₹12,664₹7,662₹9,55,184
Dec 2026₹12,765₹7,562₹9,42,419
2027₹1,61,293₹82,627₹7,81,126
Jan 2027₹12,866₹7,461₹9,29,553
Feb 2027₹12,968₹7,359₹9,16,585
Mar 2027₹13,070₹7,256₹9,03,515
Apr 2027₹13,174₹7,153₹8,90,341
May 2027₹13,278₹7,049₹8,77,063
Jun 2027₹13,383₹6,943₹8,63,680
Jul 2027₹13,489₹6,837₹8,50,191
Aug 2027₹13,596₹6,731₹8,36,595
Sept 2027₹13,704₹6,623₹8,22,891
Oct 2027₹13,812₹6,515₹8,09,079
Nov 2027₹13,921₹6,405₹7,95,158
Dec 2027₹14,032₹6,295₹7,81,126
2028₹1,77,301₹66,619₹6,03,826
Jan 2028₹14,143₹6,184₹7,66,984
Feb 2028₹14,255₹6,072₹7,52,729
Mar 2028₹14,368₹5,959₹7,38,361
Apr 2028₹14,481₹5,845₹7,23,880
May 2028₹14,596₹5,731₹7,09,284
Jun 2028₹14,711₹5,615₹6,94,573
Jul 2028₹14,828₹5,499₹6,79,745
Aug 2028₹14,945₹5,381₹6,64,800
Sept 2028₹15,064₹5,263₹6,49,736
Oct 2028₹15,183₹5,144₹6,34,553
Nov 2028₹15,303₹5,024₹6,19,250
Dec 2028₹15,424₹4,902₹6,03,826
2029₹1,94,897₹49,022₹4,08,929
Jan 2029₹15,546₹4,780₹5,88,280
Feb 2029₹15,669₹4,657₹5,72,610
Mar 2029₹15,793₹4,533₹5,56,817
Apr 2029₹15,918₹4,408₹5,40,898
May 2029₹16,044₹4,282₹5,24,854
Jun 2029₹16,172₹4,155₹5,08,682
Jul 2029₹16,300₹4,027₹4,92,383
Aug 2029₹16,429₹3,898₹4,75,954
Sept 2029₹16,559₹3,768₹4,59,395
Oct 2029₹16,690₹3,637₹4,42,706
Nov 2029₹16,822₹3,505₹4,25,884
Dec 2029₹16,955₹3,372₹4,08,929
2030₹2,14,240₹29,679₹1,94,689
Jan 2030₹17,089₹3,237₹3,91,840
Feb 2030₹17,225₹3,102₹3,74,615
Mar 2030₹17,361₹2,966₹3,57,254
Apr 2030₹17,498₹2,828₹3,39,756
May 2030₹17,637₹2,690₹3,22,119
Jun 2030₹17,777₹2,550₹3,04,342
Jul 2030₹17,917₹2,409₹2,86,425
Aug 2030₹18,059₹2,268₹2,68,366
Sept 2030₹18,202₹2,125₹2,50,164
Oct 2030₹18,346₹1,980₹2,31,818
Nov 2030₹18,491₹1,835₹2,13,327
Dec 2030₹18,638₹1,689₹1,94,689
2031₹1,94,688₹8,578₹0
Jan 2031₹18,785₹1,541₹1,75,903
Feb 2031₹18,934₹1,393₹1,56,969
Mar 2031₹19,084₹1,243₹1,37,885
Apr 2031₹19,235₹1,092₹1,18,650
May 2031₹19,387₹939₹99,263
Jun 2031₹19,541₹786₹79,722
Jul 2031₹19,695₹631₹60,027
Aug 2031₹19,851₹475₹40,176
Sept 2031₹20,009₹318₹20,167
Oct 2031₹20,167₹160₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Grand Vitara's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Grand Vitara variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Sigma Petrol Mild Hybrid MT₹12.10 lakhabout ₹20,330
Delta Petrol Mild Hybrid MT₹13.57 lakhabout ₹22,810
Delta CNG MT₹14.57 lakhabout ₹24,490
Delta Petrol Mild Hybrid AT₹15.07 lakhabout ₹25,320
Zeta Petrol Mild Hybrid MT₹15.35 lakhabout ₹25,790
Zeta CNG MT₹16.35 lakhabout ₹27,470
Zeta Petrol Mild Hybrid AT₹16.85 lakhabout ₹28,310
Alpha Petrol Mild Hybrid MT₹17.02 lakhabout ₹28,590
Alpha Petrol Mild Hybrid FWD AT₹18.51 lakhabout ₹31,110
Delta+ (Strong Hybrid) Hybrid AT₹18.59 lakhabout ₹31,240
Zeta+ (Strong Hybrid) Hybrid AT₹20.03 lakhabout ₹33,650
Alpha Petrol Mild Hybrid AWD AT₹20.12 lakhabout ₹33,810
Alpha+ (Strong Hybrid) Hybrid AT₹21.78 lakhabout ₹36,590

What goes into the on-road total? The Maruti Suzuki Grand Vitara on-road price page itemises it, state by state. And which Grand Vitara variant to buy says where the money works hardest.

The Grand Vitara ladder, a month at a time

Seven of the 13 variants, spread up the ladder; the table above has every one.

  1. Sigma Petrol Mild Hybrid MT₹20,330
  2. Delta CNG MT₹24,490
  3. Zeta Petrol Mild Hybrid MT₹25,790
  4. Zeta Petrol Mild Hybrid AT₹28,310
  5. Alpha Petrol Mild Hybrid FWD AT₹31,110
  6. Zeta+ (Strong Hybrid) Hybrid AT₹33,650
  7. Alpha+ (Strong Hybrid) Hybrid AT₹36,590
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹20,330 to ₹36,590 a month across the ladder: the Alpha+ (Strong Hybrid) Hybrid AT costs ₹16,260 a month more than the Sigma Petrol Mild Hybrid MT, ₹9,75,600 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Alpha Petrol Mild Hybrid AWD AT to the Alpha+ (Strong Hybrid) Hybrid AT: ₹2,780 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the Sigma Petrol Mild Hybrid MT's instalment is ₹20,330 a month instead of ₹18,100: ₹2,230 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Alpha+ (Strong Hybrid) Hybrid AT needs about ₹36,590 a month.

Maruti Suzuki Grand Vitara EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Maruti Suzuki Grand Vitara?
From about ₹20,330 a month, up to about ₹36,590 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Maruti Suzuki Grand Vitara variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Sigma Petrol Mild Hybrid MT is the way in at about ₹20,330 a month. From there about ₹24,000 a month reaches the Delta Petrol Mild Hybrid MT, about ₹26,000 a month reaches the Zeta Petrol Mild Hybrid MT, about ₹28,000 a month reaches the Zeta CNG MT, and the top Alpha+ (Strong Hybrid) Hybrid AT needs about ₹36,590. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Maruti Suzuki Grand Vitara need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,41,962 on the Sigma Petrol Mild Hybrid MT to ₹4,35,580 on the Alpha+ (Strong Hybrid) Hybrid AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Grand Vitara EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Grand Vitara page holds every variant, each carrying it pre-filled.