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Maruti Suzuki Grand Vitara EMI calculator

Calculate the Maruti Suzuki Grand Vitara EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹18,100 a month, for the Sigma at ₹10.77 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹10.77L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹2,15,400 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹18,100
Amount financed
₹8,61,600
Interest over 5 years
₹2,24,400
Total paid, down payment included
₹13,01,400
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹34,090₹20,195₹8,27,509
Oct 2026₹11,274₹6,821₹8,50,326
Nov 2026₹11,363₹6,732₹8,38,962
Dec 2026₹11,453₹6,642₹8,27,509
2027₹1,44,721₹72,420₹6,82,786
Jan 2027₹11,544₹6,551₹8,15,965
Feb 2027₹11,635₹6,460₹8,04,329
Mar 2027₹11,728₹6,368₹7,92,602
Apr 2027₹11,820₹6,275₹7,80,781
May 2027₹11,914₹6,181₹7,68,867
Jun 2027₹12,008₹6,087₹7,56,859
Jul 2027₹12,103₹5,992₹7,44,756
Aug 2027₹12,199₹5,896₹7,32,556
Sept 2027₹12,296₹5,799₹7,20,261
Oct 2027₹12,393₹5,702₹7,07,867
Nov 2027₹12,491₹5,604₹6,95,376
Dec 2027₹12,590₹5,505₹6,82,786
2028₹1,59,087₹58,057₹5,23,700
Jan 2028₹12,690₹5,405₹6,70,096
Feb 2028₹12,790₹5,305₹6,57,306
Mar 2028₹12,892₹5,204₹6,44,414
Apr 2028₹12,994₹5,102₹6,31,421
May 2028₹13,096₹4,999₹6,18,324
Jun 2028₹13,200₹4,895₹6,05,124
Jul 2028₹13,305₹4,791₹5,91,820
Aug 2028₹13,410₹4,685₹5,78,410
Sept 2028₹13,516₹4,579₹5,64,893
Oct 2028₹13,623₹4,472₹5,51,270
Nov 2028₹13,731₹4,364₹5,37,539
Dec 2028₹13,840₹4,256₹5,23,700
2029₹1,74,875₹42,267₹3,48,824
Jan 2029₹13,949₹4,146₹5,09,750
Feb 2029₹14,060₹4,036₹4,95,691
Mar 2029₹14,171₹3,924₹4,81,520
Apr 2029₹14,283₹3,812₹4,67,237
May 2029₹14,396₹3,699₹4,52,840
Jun 2029₹14,510₹3,585₹4,38,330
Jul 2029₹14,625₹3,470₹4,23,705
Aug 2029₹14,741₹3,354₹4,08,964
Sept 2029₹14,858₹3,238₹3,94,107
Oct 2029₹14,975₹3,120₹3,79,131
Nov 2029₹15,094₹3,001₹3,64,038
Dec 2029₹15,213₹2,882₹3,48,824
2030₹1,92,231₹24,911₹1,56,593
Jan 2030₹15,334₹2,762₹3,33,491
Feb 2030₹15,455₹2,640₹3,18,036
Mar 2030₹15,577₹2,518₹3,02,458
Apr 2030₹15,701₹2,394₹2,86,757
May 2030₹15,825₹2,270₹2,70,932
Jun 2030₹15,950₹2,145₹2,54,982
Jul 2030₹16,077₹2,019₹2,38,906
Aug 2030₹16,204₹1,891₹2,22,702
Sept 2030₹16,332₹1,763₹2,06,370
Oct 2030₹16,461₹1,634₹1,89,908
Nov 2030₹16,592₹1,503₹1,73,316
Dec 2030₹16,723₹1,372₹1,56,593
2031₹1,56,593₹6,264₹0
Jan 2031₹16,856₹1,240₹1,39,738
Feb 2031₹16,989₹1,106₹1,22,749
Mar 2031₹17,123₹972₹1,05,625
Apr 2031₹17,259₹836₹88,366
May 2031₹17,396₹700₹70,971
Jun 2031₹17,533₹562₹53,437
Jul 2031₹17,672₹423₹35,765
Aug 2031₹17,812₹283₹17,953
Sept 2031₹17,953₹142₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Grand Vitara's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Grand Vitara variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Sigma Petrol Mild Hybrid MT₹10.77 lakhabout ₹18,100
Delta Petrol Mild Hybrid MT₹12.10 lakhabout ₹20,330
Delta CNG MT₹13.00 lakhabout ₹21,840
Delta Petrol Mild Hybrid AT₹13.45 lakhabout ₹22,600
Zeta Petrol Mild Hybrid MT₹13.70 lakhabout ₹23,020
Zeta CNG MT₹14.60 lakhabout ₹24,530
Zeta Petrol Mild Hybrid AT₹15.05 lakhabout ₹25,290
Alpha Petrol Mild Hybrid MT₹15.20 lakhabout ₹25,540
Alpha Petrol Mild Hybrid FWD AT₹16.55 lakhabout ₹27,810
Delta+ (Strong Hybrid) Hybrid AT₹16.63 lakhabout ₹27,940
Zeta+ (Strong Hybrid) Hybrid AT₹17.92 lakhabout ₹30,110
Alpha Petrol Mild Hybrid AWD AT₹18.00 lakhabout ₹30,240
Alpha+ (Strong Hybrid) Hybrid AT₹19.50 lakhabout ₹32,760

Financing the on-road total instead? The Maruti Suzuki Grand Vitara on-road price page shows what it costs on the road, state by state. And which Grand Vitara variant to buy says where the money works hardest.

Maruti Suzuki Grand Vitara EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Maruti Suzuki Grand Vitara?
From about ₹18,100 a month, up to about ₹32,760 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Maruti Suzuki Grand Vitara need?
At the 20% the calculator opens on, the upfront amount runs from ₹2,15,400 on the Sigma to ₹3,90,000 on the Alpha+ (Strong Hybrid). That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Grand Vitara EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Grand Vitara page holds every variant, each carrying it pre-filled.