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Citroen AircrossX EMI calculator

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Calculate the Citroen AircrossX EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹16,220 a month, for the You Petrol MT at ₹9.66 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹9.66L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹1,93,114 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹16,220
Amount financed
₹7,72,456
Interest over 5 years
₹2,00,744
Total paid, down payment included
₹11,66,314
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹20,296₹12,150₹7,52,161
Nov 2026₹10,108₹6,115₹7,62,348
Dec 2026₹10,188₹6,035₹7,52,161
2027₹1,28,730₹65,946₹6,23,430
Jan 2027₹10,268₹5,955₹7,41,892
Feb 2027₹10,350₹5,873₹7,31,542
Mar 2027₹10,432₹5,791₹7,21,111
Apr 2027₹10,514₹5,709₹7,10,597
May 2027₹10,597₹5,626₹6,99,999
Jun 2027₹10,681₹5,542₹6,89,318
Jul 2027₹10,766₹5,457₹6,78,552
Aug 2027₹10,851₹5,372₹6,67,701
Sept 2027₹10,937₹5,286₹6,56,764
Oct 2027₹11,024₹5,199₹6,45,740
Nov 2027₹11,111₹5,112₹6,34,629
Dec 2027₹11,199₹5,024₹6,23,430
2028₹1,41,507₹53,169₹4,81,924
Jan 2028₹11,288₹4,935₹6,12,143
Feb 2028₹11,377₹4,846₹6,00,766
Mar 2028₹11,467₹4,756₹5,89,299
Apr 2028₹11,558₹4,665₹5,77,741
May 2028₹11,649₹4,574₹5,66,092
Jun 2028₹11,741₹4,482₹5,54,350
Jul 2028₹11,834₹4,389₹5,42,516
Aug 2028₹11,928₹4,295₹5,30,588
Sept 2028₹12,023₹4,200₹5,18,565
Oct 2028₹12,118₹4,105₹5,06,448
Nov 2028₹12,214₹4,009₹4,94,234
Dec 2028₹12,310₹3,913₹4,81,924
2029₹1,55,551₹39,125₹3,26,373
Jan 2029₹12,408₹3,815₹4,69,516
Feb 2029₹12,506₹3,717₹4,57,010
Mar 2029₹12,605₹3,618₹4,44,405
Apr 2029₹12,705₹3,518₹4,31,700
May 2029₹12,805₹3,418₹4,18,895
Jun 2029₹12,907₹3,316₹4,05,988
Jul 2029₹13,009₹3,214₹3,92,979
Aug 2029₹13,112₹3,111₹3,79,867
Sept 2029₹13,216₹3,007₹3,66,651
Oct 2029₹13,320₹2,903₹3,53,331
Nov 2029₹13,426₹2,797₹3,39,905
Dec 2029₹13,532₹2,691₹3,26,373
2030₹1,70,987₹23,689₹1,55,384
Jan 2030₹13,639₹2,584₹3,12,734
Feb 2030₹13,747₹2,476₹2,98,987
Mar 2030₹13,856₹2,367₹2,85,131
Apr 2030₹13,966₹2,257₹2,71,165
May 2030₹14,076₹2,147₹2,57,089
Jun 2030₹14,188₹2,035₹2,42,901
Jul 2030₹14,300₹1,923₹2,28,601
Aug 2030₹14,413₹1,810₹2,14,188
Sept 2030₹14,527₹1,696₹1,99,660
Oct 2030₹14,642₹1,581₹1,85,018
Nov 2030₹14,758₹1,465₹1,70,260
Dec 2030₹14,875₹1,348₹1,55,384
2031₹1,55,385₹6,845₹0
Jan 2031₹14,993₹1,230₹1,40,392
Feb 2031₹15,112₹1,111₹1,25,280
Mar 2031₹15,231₹992₹1,10,049
Apr 2031₹15,352₹871₹94,697
May 2031₹15,473₹750₹79,224
Jun 2031₹15,596₹627₹63,628
Jul 2031₹15,719₹504₹47,908
Aug 2031₹15,844₹379₹32,065
Sept 2031₹15,969₹254₹16,096
Oct 2031₹16,096₹127₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Citroen AircrossX's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Citroen AircrossX variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
You Petrol MT₹9.66 lakhabout ₹16,220
You Comfort Edition Petrol MT₹9.87 lakhabout ₹16,580
Plus Petrol MT₹10.83 lakhabout ₹18,200
Plus Comfort Edition Petrol MT₹10.83 lakhabout ₹18,200
Turbo You Turbo Petrol MT₹11.80 lakhabout ₹19,820
Max Petrol MT₹13.04 lakhabout ₹21,910
Turbo Plus Turbo Petrol MT₹13.45 lakhabout ₹22,600
Turbo Plus Comfort Edition Turbo Petrol MT₹13.45 lakhabout ₹22,600
Turbo Max Turbo Petrol MT₹14.54 lakhabout ₹24,430
Turbo Max 7-Seater Turbo Petrol MT₹14.96 lakhabout ₹25,140
Turbo Max Turbo Petrol AT₹15.84 lakhabout ₹26,610
Turbo Max 7-Seater Turbo Petrol AT₹16.26 lakhabout ₹27,320

What goes into the on-road total? The Citroen AircrossX on-road price page itemises it, state by state. And which AircrossX variant to buy says where the money works hardest.

The AircrossX ladder, a month at a time

Seven of the 12 variants, spread up the ladder; the table above has every one.

  1. You Petrol MT₹16,220
  2. Plus Comfort Edition Petrol MT₹18,200
  3. Turbo You Turbo Petrol MT₹19,820
  4. Turbo Plus Comfort Edition Turbo Petrol MT₹22,600
  5. Turbo Plus Turbo Petrol MT₹22,600
  6. Turbo Max 7-Seater Turbo Petrol MT₹25,140
  7. Turbo Max 7-Seater Turbo Petrol AT₹27,320
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹16,220 to ₹27,320 a month across the ladder: the Turbo Max 7-Seater Turbo Petrol AT costs ₹11,100 a month more than the You Petrol MT, ₹6,66,000 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Turbo You Turbo Petrol MT to the Max Petrol MT: ₹2,090 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the You Petrol MT's instalment is ₹16,220 a month instead of ₹14,940: ₹1,280 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Turbo Max 7-Seater Turbo Petrol AT needs about ₹27,320 a month.

Citroen AircrossX EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Citroen AircrossX?
From about ₹16,220 a month, up to about ₹27,320 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Citroen AircrossX variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the You Petrol MT is the way in at about ₹16,220 a month. From there about ₹18,000 a month reaches the You Comfort Edition Petrol MT, about ₹20,000 a month reaches the Turbo You Turbo Petrol MT, about ₹22,000 a month reaches the Max Petrol MT, about ₹24,000 a month reaches the Turbo Plus Turbo Petrol MT or the Turbo Plus Comfort Edition Turbo Petrol MT at the same figure, and the top Turbo Max 7-Seater Turbo Petrol AT needs about ₹27,320. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Citroen AircrossX need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,93,114 on the You Petrol MT to ₹3,25,212 on the Turbo Max 7-Seater Turbo Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Citroen AircrossX EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Citroen AircrossX page holds every variant, each carrying it pre-filled.