Kia Syros EMI calculator
Calculate the Kia Syros EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹15,300 a month, for the HTE Turbo Petrol MT at ₹9.10 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹7,28,336
- Interest over 5 years
- ₹1,89,664
- Total paid, down payment included
- ₹11,00,084
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹19,136₹11,457₹7,09,200
2027₹1,21,377₹62,178₹5,87,822
2028₹1,33,425₹50,134₹4,54,398
2029₹1,46,667₹36,889₹3,07,732
2030₹1,61,222₹22,333₹1,46,509
2031₹1,46,509₹6,454₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Kia Syros's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Kia Syros variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| HTE Turbo Petrol MT | ₹9.10 lakh | about ₹15,300 |
| HTE (O) Turbo Petrol MT | ₹9.96 lakh | about ₹16,730 |
| HTK (EX) Turbo Petrol MT | ₹10.60 lakh | about ₹17,810 |
| HTE (O) Diesel MT | ₹11.02 lakh | about ₹18,510 |
| HTK (EX) Diesel MT | ₹12.20 lakh | about ₹20,490 |
| HTK+ Turbo Petrol MT | ₹12.04 lakh | about ₹20,230 |
| HTK+ Diesel MT | ₹13.26 lakh | about ₹22,290 |
| HTK+ Turbo Petrol AT | ₹13.37 lakh | about ₹22,460 |
| HTK+ (O) Turbo Petrol MT | ₹13.44 lakh | about ₹22,580 |
| HTK+ Diesel AT | ₹14.63 lakh | about ₹24,570 |
| HTK+ (O) Diesel MT | ₹14.69 lakh | about ₹24,690 |
| HTK+ (O) Turbo Petrol AT | ₹14.77 lakh | about ₹24,810 |
| HTK+ (O) Diesel AT | ₹16.06 lakh | about ₹26,980 |
| HTX Turbo Petrol AT | ₹15.66 lakh | about ₹26,310 |
| HTX Diesel AT | ₹16.96 lakh | about ₹28,500 |
| HTX (O) Turbo Petrol AT | ₹16.74 lakh | about ₹28,130 |
| HTX (O) Diesel AT | ₹18.10 lakh | about ₹30,410 |
What goes into the on-road total? The Kia Syros on-road price page itemises it, state by state. And which Syros variant to buy says where the money works hardest.
The Syros ladder, a month at a time
Seven of the 17 variants, spread up the ladder; the table above has every one.
- HTE Turbo Petrol MT₹15,300
- HTE (O) Diesel MT₹18,510
- HTK (EX) Diesel MT₹20,490
- HTK+ (O) Turbo Petrol MT₹22,580
- HTK+ (O) Turbo Petrol AT₹24,810
- HTK+ (O) Diesel AT₹26,980
- HTX (O) Diesel AT₹30,410
Worth knowing before you sign the loan
- From ₹15,300 to ₹30,410 a month across the ladder: the HTX (O) Diesel AT costs ₹15,110 a month more than the HTE Turbo Petrol MT, ₹9,06,600 over the 5 years.
- The biggest jump between neighbours on the ladder is the HTK+ (O) Turbo Petrol MT to the HTK+ Diesel AT: ₹1,990 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the HTE Turbo Petrol MT's instalment is ₹15,300 a month instead of ₹14,150: ₹1,150 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹16,000 a monthreaches theHTE Turbo Petrol MTat about ₹15,300
- About ₹18,000 a monthreaches theHTK (EX) Turbo Petrol MTat about ₹17,810
- About ₹20,000 a monthreaches theHTE (O) Diesel MTat about ₹18,510
- About ₹22,000 a monthreaches theHTK (EX) Diesel MTat about ₹20,490
The top HTX (O) Diesel AT needs about ₹30,410 a month.
Kia Syros EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Kia Syros?
- From about ₹15,300 a month, up to about ₹30,410 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Kia Syros variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the HTE Turbo Petrol MT is the way in at about ₹15,300 a month. From there about ₹18,000 a month reaches the HTK (EX) Turbo Petrol MT, about ₹20,000 a month reaches the HTE (O) Diesel MT, about ₹22,000 a month reaches the HTK (EX) Diesel MT, and the top HTX (O) Diesel AT needs about ₹30,410. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Kia Syros need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,82,084 on the HTE Turbo Petrol MT to ₹3,61,982 on the HTX (O) Diesel AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Kia Syros EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Kia Syros page holds every variant, each carrying it pre-filled.