Mahindra XUV 7XO on-road price in Jammu
₹15,69,708 to ₹28,67,708 on the road27 variants
EMI from about ₹26,370 a month on the Jammu on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Jammu and Kashmir sets these charges, so the same figures apply in Srinagar.
Why
All 27 variants priced in Jammu
| Variant | Ex-showroom | On-road in Jammu |
|---|---|---|
| AX Turbo Petrol MT | ₹13.99L | ₹15,69,708 |
| AX Diesel MT | ₹15.29L | ₹17,12,708 |
| AX3 Turbo Petrol MT | ₹16.29L | ₹18,22,708 |
| AX3 Diesel MT | ₹16.79L | ₹18,77,708 |
| AX3 Turbo Petrol AT | ₹17.79L | ₹19,87,708 |
| AX5 Turbo Petrol MT | ₹17.79L | ₹19,87,708 |
| AX3 Diesel AT | ₹18.29L | ₹20,42,708 |
| AX5 Diesel MT | ₹18.29L | ₹20,42,708 |
| AX7 Turbo Petrol MT | ₹19.13L | ₹21,35,108 |
| AX5 Turbo Petrol AT | ₹19.29L | ₹21,52,708 |
| AX7 Diesel MT | ₹19.60L | ₹21,86,808 |
| AX5 Diesel AT | ₹19.79L | ₹22,07,708 |
| AX7 Turbo Petrol AT | ₹20.58L | ₹22,94,608 |
| AX7 Diesel AT | ₹21.05L | ₹23,46,308 |
| AX7T Diesel MT | ₹21.64L | ₹24,11,208 |
| AX7T 6-seat Diesel MT | ₹21.84L | ₹24,33,208 |
| AX7T Turbo Petrol AT | ₹22.62L | ₹25,19,008 |
| AX7T 6-seat Turbo Petrol AT | ₹22.82L | ₹25,41,008 |
| AX7T Diesel FWD AT | ₹23.09L | ₹25,70,708 |
| AX7T 6-seat Diesel AT | ₹23.29L | ₹25,92,708 |
| AX7L Diesel MT | ₹23.29L | ₹25,92,708 |
| AX7T Diesel AWD AT | ₹23.99L | ₹26,69,708 |
| AX7L Turbo Petrol AT | ₹24.29L | ₹27,02,708 |
| AX7L 6-seat Turbo Petrol AT | ₹24.49L | ₹27,24,708 |
| AX7L Diesel FWD AT | ₹24.79L | ₹27,57,708 |
| AX7L 6-seat Diesel AT | ₹24.99L | ₹27,79,708 |
| AX7L Diesel AWD AT | ₹25.79L | ₹28,67,708 |
What the road adds in Jammu, variant by variant
Five of the 27 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Jammu and Kashmir's own share.
- AX Turbo Petrol MT₹15,69,708+12%
₹13,99,000 ex-showroom, Jammu and Kashmir takes ₹1,25,910, everything else ₹44,798
- AX5 Diesel MT₹20,42,708+12%
₹18,29,000 ex-showroom, Jammu and Kashmir takes ₹1,64,610, everything else ₹49,098
- AX7 Diesel AT₹23,46,308+11%
₹21,05,000 ex-showroom, Jammu and Kashmir takes ₹1,89,450, everything else ₹51,858
- AX7T 6-seat Diesel AT₹25,92,708+11%
₹23,29,000 ex-showroom, Jammu and Kashmir takes ₹2,09,610, everything else ₹54,098
- AX7L Diesel AWD AT₹28,67,708+11%
₹25,79,000 ex-showroom, Jammu and Kashmir takes ₹2,32,110, everything else ₹56,598
Worth knowing before you sign
- The AX Diesel MT is ₹1,43,000 more on the road here than the AX Turbo Petrol MT, and ₹11,700 of that is Jammu and Kashmir's road tax.
- On the Mahindra XUV 7XO AX Turbo Petrol MT, Jammu is 9th cheapest of 25 states: ₹83,940 over Arunachal Pradesh and ₹1,39,081 under Karnataka.
Which XUV 7XO to buy
Of every paid step up this ladder, AX5 to AX7 buys you the most for your money. In Jammu that step costs ₹1,47,400 on the road, rather than the ₹1,34,000 the showroom prices suggest.
Is the AX7 worth it over the AX5? →
Or weigh the whole ladder: which XUV 7XO is worth the money →
XUV 7XO rivals on the road in Jammu
The cheapest way into this group in Jammu is the Toyota Urban Cruiser Hyryder, from ₹12,58,440 on the road, ₹3,11,268 under the XUV 7XO's ₹15,69,708. Each figure is that car's cheapest variant on the road in Jammu, on the same Jammu and Kashmir road tax.
The XUV 7XO in its colours
Nebula Blue
Vehicle images: Mahindra official media assets (auto.mahindra.com)
How the AX Turbo Petrol MT's ₹15,69,708 breaks down
Getting it on the road in Jammu adds ₹1.71L to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹13,99,000
- Road tax (9%)
- ₹1,25,910
- Registration fee (central)
- ₹800
- TCS (1%, adjustable against your income tax)refundable
- ₹13,990
- Third-party insurance (3 years, incl. 18% GST)
- ₹29,023
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Jammu
- ₹15,69,708
The fine print
- Road tax (9%)
- Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- TCS (1%, adjustable against your income tax)
- Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Jammu and Kashmir's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.
Confirm the final figure with your dealer before paying.
Where these figures come from
XUV 7XO on-road price in other cities
See 26 other cities
Questions buyers ask
What is the Mahindra XUV 7XO on-road price in Jammu?
Between ₹15,69,708 for the AX Turbo Petrol MT and ₹28,67,708 for the AX7L Diesel AWD AT, as of October 2026. That covers Jammu and Kashmir road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Mahindra XUV 7XO in Jammu?
₹1,25,910 on the AX Turbo Petrol MT at ₹13.99L ex-showroom. The rate comes from Jammu and Kashmir's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification), verified on 9 August 2026.
Is the Mahindra XUV 7XO cheaper on-road in another city of Jammu and Kashmir?
No. Jammu and Kashmir sets these charges, so the same figures apply in Srinagar: registering in a different city of the state does not change them.