MG Windsor EV EMI calculator
Calculate the MG Windsor EV EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹25,630 a month, for the Excite Electric AT at ₹15.26 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹12,20,404
- Interest over 5 years
- ₹3,17,396
- Total paid, down payment included
- ₹18,42,901
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹32,065₹19,197₹11,88,339
2027₹2,03,380₹1,04,189₹9,84,958
2028₹2,23,565₹84,003₹7,61,392
2029₹2,45,754₹61,813₹5,15,637
2030₹2,70,145₹37,425₹2,45,492
2031₹2,45,492₹10,814₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the MG Windsor EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every MG Windsor EV variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| Excite Electric AT | ₹15.26 lakh | about ₹25,630 |
| Exclusive Electric AT | ₹16.57 lakh | about ₹27,840 |
| Essence Electric AT | ₹17.58 lakh | about ₹29,530 |
| Indulge Edition Electric AT | ₹18.33 lakh | about ₹30,790 |
| Exclusive Pro Electric AT | ₹18.49 lakh | about ₹31,060 |
| Essence Pro Electric AT | ₹19.60 lakh | about ₹32,930 |
What goes into the on-road total? The MG Windsor EV on-road price page itemises it, state by state. And which Windsor EV variant to buy says where the money works hardest.
The Windsor EV ladder, a month at a time
Every variant, cheapest first.
- Excite Electric AT₹25,630
- Exclusive Electric AT₹27,840
- Essence Electric AT₹29,530
- Indulge Edition Electric AT₹30,790
- Exclusive Pro Electric AT₹31,060
- Essence Pro Electric AT₹32,930
Worth knowing before you sign the loan
- From ₹25,630 to ₹32,930 a month across the ladder: the Essence Pro Electric AT costs ₹7,300 a month more than the Excite Electric AT, ₹4,38,000 over the 5 years.
- The biggest jump between neighbours on the ladder is the Excite Electric AT to the Exclusive Electric AT: ₹2,210 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the Excite Electric AT's instalment is ₹25,630 a month instead of ₹24,950: ₹680 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹26,000 a monthreaches theExcite Electric ATat about ₹25,630
- About ₹28,000 a monthreaches theExclusive Electric ATat about ₹27,840
- About ₹30,000 a monthreaches theEssence Electric ATat about ₹29,530
- About ₹31,000 a monthreaches theIndulge Edition Electric ATat about ₹30,790
The top Essence Pro Electric AT needs about ₹32,930 a month.
MG Windsor EV EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the MG Windsor EV?
- From about ₹25,630 a month, up to about ₹32,930 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which MG Windsor EV variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Excite Electric AT is the way in at about ₹25,630 a month. From there about ₹28,000 a month reaches the Exclusive Electric AT, about ₹30,000 a month reaches the Essence Electric AT, about ₹31,000 a month reaches the Indulge Edition Electric AT, and the top Essence Pro Electric AT needs about ₹32,930. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the MG Windsor EV need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹3,05,101 on the Excite Electric AT to ₹3,91,961 on the Essence Pro Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the MG Windsor EV EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the MG Windsor EV page holds every variant, each carrying it pre-filled.