VariantWise

MG Windsor EV EMI calculator

Calculate the MG Windsor EV EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹24,700 a month, for the Excite at ₹14.70 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹14.70L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹2,94,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹24,700
Amount financed
₹11,76,000
Interest over 5 years
₹3,06,000
Total paid, down payment included
₹17,76,000
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹46,531₹27,563₹11,29,469
Oct 2026₹15,388₹9,310₹11,60,612
Nov 2026₹15,510₹9,188₹11,45,102
Dec 2026₹15,633₹9,065₹11,29,469
2027₹1,97,532₹98,846₹9,31,936
Jan 2027₹15,757₹8,942₹11,13,712
Feb 2027₹15,881₹8,817₹10,97,831
Mar 2027₹16,007₹8,691₹10,81,824
Apr 2027₹16,134₹8,564₹10,65,690
May 2027₹16,261₹8,437₹10,49,429
Jun 2027₹16,390₹8,308₹10,33,039
Jul 2027₹16,520₹8,178₹10,16,519
Aug 2027₹16,651₹8,047₹9,99,868
Sept 2027₹16,783₹7,916₹9,83,085
Oct 2027₹16,915₹7,783₹9,66,170
Nov 2027₹17,049₹7,649₹9,49,121
Dec 2027₹17,184₹7,514₹9,31,936
2028₹2,17,136₹79,242₹7,14,799
Jan 2028₹17,320₹7,378₹9,14,616
Feb 2028₹17,457₹7,241₹8,97,158
Mar 2028₹17,596₹7,103₹8,79,563
Apr 2028₹17,735₹6,963₹8,61,828
May 2028₹17,875₹6,823₹8,43,952
Jun 2028₹18,017₹6,681₹8,25,936
Jul 2028₹18,160₹6,539₹8,07,776
Aug 2028₹18,303₹6,395₹7,89,473
Sept 2028₹18,448₹6,250₹7,71,024
Oct 2028₹18,594₹6,104₹7,52,430
Nov 2028₹18,741₹5,957₹7,33,689
Dec 2028₹18,890₹5,808₹7,14,799
2029₹2,38,687₹57,691₹4,76,111
Jan 2029₹19,039₹5,659₹6,95,760
Feb 2029₹19,190₹5,508₹6,76,570
Mar 2029₹19,342₹5,356₹6,57,228
Apr 2029₹19,495₹5,203₹6,37,732
May 2029₹19,649₹5,049₹6,18,083
Jun 2029₹19,805₹4,893₹5,98,278
Jul 2029₹19,962₹4,736₹5,78,316
Aug 2029₹20,120₹4,578₹5,58,196
Sept 2029₹20,279₹4,419₹5,37,917
Oct 2029₹20,440₹4,259₹5,17,477
Nov 2029₹20,601₹4,097₹4,96,876
Dec 2029₹20,765₹3,934₹4,76,111
2030₹2,62,378₹34,002₹2,13,734
Jan 2030₹20,929₹3,769₹4,55,182
Feb 2030₹21,095₹3,604₹4,34,088
Mar 2030₹21,262₹3,437₹4,12,826
Apr 2030₹21,430₹3,268₹3,91,396
May 2030₹21,600₹3,099₹3,69,796
Jun 2030₹21,771₹2,928₹3,48,026
Jul 2030₹21,943₹2,755₹3,26,083
Aug 2030₹22,117₹2,581₹3,03,966
Sept 2030₹22,292₹2,406₹2,81,674
Oct 2030₹22,468₹2,230₹2,59,206
Nov 2030₹22,646₹2,052₹2,36,560
Dec 2030₹22,825₹1,873₹2,13,734
2031₹2,13,734₹8,548₹0
Jan 2031₹23,006₹1,692₹1,90,728
Feb 2031₹23,188₹1,510₹1,67,540
Mar 2031₹23,372₹1,326₹1,44,168
Apr 2031₹23,557₹1,141₹1,20,611
May 2031₹23,743₹955₹96,868
Jun 2031₹23,931₹767₹72,937
Jul 2031₹24,121₹577₹48,816
Aug 2031₹24,312₹386₹24,504
Sept 2031₹24,504₹194₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the MG Windsor EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every MG Windsor EV variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Excite Electric AT₹14.70 lakhabout ₹24,700
Exclusive Electric AT₹16.00 lakhabout ₹26,880
Essence Electric AT₹17.00 lakhabout ₹28,560
Exclusive Pro Electric AT₹17.90 lakhabout ₹30,070
Essence Pro Electric AT₹19.00 lakhabout ₹31,920

Financing the on-road total instead? The MG Windsor EV on-road price page shows what it costs on the road, state by state. And which Windsor EV variant to buy says where the money works hardest.

MG Windsor EV EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a MG Windsor EV?
From about ₹24,700 a month, up to about ₹31,920 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a MG Windsor EV need?
At the 20% the calculator opens on, the upfront amount runs from ₹2,94,000 on the Excite to ₹3,80,000 on the Essence Pro. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the MG Windsor EV EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the MG Windsor EV page holds every variant, each carrying it pre-filled.