VariantWise

Mahindra XUV 3XO EMI calculator

Calculate the Mahindra XUV 3XO EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹13,090 a month, for the MX1 at ₹7.79 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹7.79L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹1,55,800 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹13,090
Amount financed
₹6,23,200
Interest over 5 years
₹1,62,200
Total paid, down payment included
₹9,41,200
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹24,658₹14,607₹5,98,542
Oct 2026₹8,155₹4,934₹6,15,045
Nov 2026₹8,219₹4,869₹6,06,826
Dec 2026₹8,284₹4,804₹5,98,542
2027₹1,04,680₹52,382₹4,93,863
Jan 2027₹8,350₹4,738₹5,90,192
Feb 2027₹8,416₹4,672₹5,81,776
Mar 2027₹8,483₹4,606₹5,73,293
Apr 2027₹8,550₹4,539₹5,64,743
May 2027₹8,617₹4,471₹5,56,126
Jun 2027₹8,686₹4,403₹5,47,440
Jul 2027₹8,754₹4,334₹5,38,686
Aug 2027₹8,824₹4,265₹5,29,862
Sept 2027₹8,894₹4,195₹5,20,968
Oct 2027₹8,964₹4,124₹5,12,004
Nov 2027₹9,035₹4,053₹5,02,969
Dec 2027₹9,107₹3,982₹4,93,863
2028₹1,15,069₹41,994₹3,78,795
Jan 2028₹9,179₹3,910₹4,84,684
Feb 2028₹9,251₹3,837₹4,75,433
Mar 2028₹9,325₹3,764₹4,66,108
Apr 2028₹9,398₹3,690₹4,56,710
May 2028₹9,473₹3,616₹4,47,237
Jun 2028₹9,548₹3,541₹4,37,690
Jul 2028₹9,623₹3,465₹4,28,066
Aug 2028₹9,700₹3,389₹4,18,367
Sept 2028₹9,776₹3,312₹4,08,591
Oct 2028₹9,854₹3,235₹3,98,737
Nov 2028₹9,932₹3,157₹3,88,805
Dec 2028₹10,010₹3,078₹3,78,795
2029₹1,26,488₹30,572₹2,52,307
Jan 2029₹10,090₹2,999₹3,68,705
Feb 2029₹10,169₹2,919₹3,58,536
Mar 2029₹10,250₹2,838₹3,48,286
Apr 2029₹10,331₹2,757₹3,37,955
May 2029₹10,413₹2,675₹3,27,542
Jun 2029₹10,495₹2,593₹3,17,047
Jul 2029₹10,578₹2,510₹3,06,468
Aug 2029₹10,662₹2,426₹2,95,806
Sept 2029₹10,747₹2,342₹2,85,059
Oct 2029₹10,832₹2,257₹2,74,228
Nov 2029₹10,917₹2,171₹2,63,310
Dec 2029₹11,004₹2,085₹2,52,307
2030₹1,39,041₹18,017₹1,13,265
Jan 2030₹11,091₹1,997₹2,41,216
Feb 2030₹11,179₹1,910₹2,30,037
Mar 2030₹11,267₹1,821₹2,18,770
Apr 2030₹11,356₹1,732₹2,07,413
May 2030₹11,446₹1,642₹1,95,967
Jun 2030₹11,537₹1,551₹1,84,430
Jul 2030₹11,628₹1,460₹1,72,802
Aug 2030₹11,720₹1,368₹1,61,081
Sept 2030₹11,813₹1,275₹1,49,268
Oct 2030₹11,907₹1,182₹1,37,362
Nov 2030₹12,001₹1,087₹1,25,361
Dec 2030₹12,096₹992₹1,13,265
2031₹1,13,265₹4,531₹0
Jan 2031₹12,192₹897₹1,01,073
Feb 2031₹12,288₹800₹88,785
Mar 2031₹12,385₹703₹76,399
Apr 2031₹12,484₹605₹63,916
May 2031₹12,582₹506₹51,333
Jun 2031₹12,682₹406₹38,651
Jul 2031₹12,782₹306₹25,869
Aug 2031₹12,884₹205₹12,986
Sept 2031₹12,986₹103₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Mahindra XUV 3XO's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Mahindra XUV 3XO variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
MX1 Turbo Petrol MT₹7.79 lakhabout ₹13,090
MX2 Pro Turbo Petrol MT₹9.08 lakhabout ₹15,260
MX3 Turbo Petrol MT₹9.29 lakhabout ₹15,610
MX2 Diesel MT₹9.36 lakhabout ₹15,730
MX3 Pro Turbo Petrol MT₹9.51 lakhabout ₹15,980
MX2 Pro Diesel MT₹10.00 lakhabout ₹16,800
AX5 Turbo Petrol MT₹10.30 lakhabout ₹17,310
MX3 Diesel MT₹10.32 lakhabout ₹17,340
MX3 Turbo Petrol AT₹10.85 lakhabout ₹18,230
MX3 Pro Diesel MT₹10.86 lakhabout ₹18,250
MX3 Diesel AT₹11.23 lakhabout ₹18,870
AX5 Diesel MT₹11.40 lakhabout ₹19,150
AX5 Turbo Petrol AT₹11.88 lakhabout ₹19,960
AX5 L Turbo Petrol MT₹12.03 lakhabout ₹20,210
AX7 Turbo Petrol MT₹12.20 lakhabout ₹20,500
AX5 Diesel AT₹12.20 lakhabout ₹20,500
AX7 Diesel MT₹13.04 lakhabout ₹21,910
AX5 L Turbo Petrol AT₹13.28 lakhabout ₹22,310
AX7 L Turbo Petrol MT₹13.32 lakhabout ₹22,380
AX7 Turbo Petrol AT₹13.34 lakhabout ₹22,410
AX7 Diesel AT₹13.80 lakhabout ₹23,190
AX7 L Diesel MT₹14.08 lakhabout ₹23,660
AX7 L Turbo Petrol AT₹15.04 lakhabout ₹25,270

Financing the on-road total instead? The Mahindra XUV 3XO on-road price page shows what it costs on the road, state by state. And which XUV 3XO variant to buy says where the money works hardest.

Mahindra XUV 3XO EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Mahindra XUV 3XO?
From about ₹13,090 a month, up to about ₹25,270 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Mahindra XUV 3XO need?
At the 20% the calculator opens on, the upfront amount runs from ₹1,55,800 on the MX1 to ₹3,00,800 on the AX7 L. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Mahindra XUV 3XO EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Mahindra XUV 3XO page holds every variant, each carrying it pre-filled.