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Mahindra XUV 3XO EMI calculator

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Calculate the Mahindra XUV 3XO EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹14,250 a month, for the MX1 Turbo Petrol MT at ₹8.48 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹8.48L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹1,69,574 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹14,250
Amount financed
₹6,78,296
Interest over 5 years
₹1,76,704
Total paid, down payment included
₹10,24,574
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹17,822₹10,670₹6,60,474
Nov 2026₹8,876₹5,370₹6,69,420
Dec 2026₹8,946₹5,300₹6,60,474
2027₹1,13,040₹57,908₹5,47,436
Jan 2027₹9,017₹5,229₹6,51,458
Feb 2027₹9,088₹5,157₹6,42,370
Mar 2027₹9,160₹5,085₹6,33,210
Apr 2027₹9,233₹5,013₹6,23,977
May 2027₹9,306₹4,940₹6,14,671
Jun 2027₹9,379₹4,866₹6,05,292
Jul 2027₹9,454₹4,792₹5,95,838
Aug 2027₹9,528₹4,717₹5,86,310
Sept 2027₹9,604₹4,642₹5,76,706
Oct 2027₹9,680₹4,566₹5,67,026
Nov 2027₹9,757₹4,489₹5,57,270
Dec 2027₹9,834₹4,412₹5,47,436
2028₹1,24,258₹46,688₹4,23,179
Jan 2028₹9,912₹4,334₹5,37,524
Feb 2028₹9,990₹4,255₹5,27,534
Mar 2028₹10,069₹4,176₹5,17,465
Apr 2028₹10,149₹4,097₹5,07,316
May 2028₹10,229₹4,016₹4,97,087
Jun 2028₹10,310₹3,935₹4,86,777
Jul 2028₹10,392₹3,854₹4,76,385
Aug 2028₹10,474₹3,771₹4,65,911
Sept 2028₹10,557₹3,688₹4,55,354
Oct 2028₹10,641₹3,605₹4,44,713
Nov 2028₹10,725₹3,521₹4,33,988
Dec 2028₹10,810₹3,436₹4,23,179
2029₹1,36,590₹34,356₹2,86,589
Jan 2029₹10,895₹3,350₹4,12,283
Feb 2029₹10,982₹3,264₹4,01,302
Mar 2029₹11,069₹3,177₹3,90,233
Apr 2029₹11,156₹3,089₹3,79,077
May 2029₹11,244₹3,001₹3,67,833
Jun 2029₹11,333₹2,912₹3,56,499
Jul 2029₹11,423₹2,822₹3,45,076
Aug 2029₹11,514₹2,732₹3,33,562
Sept 2029₹11,605₹2,641₹3,21,958
Oct 2029₹11,697₹2,549₹3,10,261
Nov 2029₹11,789₹2,456₹2,98,472
Dec 2029₹11,883₹2,363₹2,86,589
2030₹1,50,145₹20,800₹1,36,444
Jan 2030₹11,977₹2,269₹2,74,613
Feb 2030₹12,071₹2,174₹2,62,541
Mar 2030₹12,167₹2,078₹2,50,374
Apr 2030₹12,263₹1,982₹2,38,111
May 2030₹12,360₹1,885₹2,25,750
Jun 2030₹12,458₹1,787₹2,13,292
Jul 2030₹12,557₹1,689₹2,00,735
Aug 2030₹12,656₹1,589₹1,88,079
Sept 2030₹12,757₹1,489₹1,75,322
Oct 2030₹12,858₹1,388₹1,62,465
Nov 2030₹12,959₹1,286₹1,49,505
Dec 2030₹13,062₹1,184₹1,36,444
2031₹1,36,444₹6,011₹0
Jan 2031₹13,165₹1,080₹1,23,278
Feb 2031₹13,270₹976₹1,10,009
Mar 2031₹13,375₹871₹96,634
Apr 2031₹13,480₹765₹83,154
May 2031₹13,587₹658₹69,567
Jun 2031₹13,695₹551₹55,872
Jul 2031₹13,803₹442₹42,069
Aug 2031₹13,912₹333₹28,156
Sept 2031₹14,023₹223₹14,134
Oct 2031₹14,134₹112₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Mahindra XUV 3XO's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Mahindra XUV 3XO variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
MX1 Turbo Petrol MT₹8.48 lakhabout ₹14,250
REVX M Turbo Petrol MT₹9.33 lakhabout ₹15,680
MX2 Pro Turbo Petrol MT₹9.86 lakhabout ₹16,560
REVX M (O) Turbo Petrol MT₹9.87 lakhabout ₹16,580
MX3 Turbo Petrol MT₹10.08 lakhabout ₹16,940
MX2 Diesel MT₹10.32 lakhabout ₹17,340
REVX EDGE Turbo Petrol MT₹10.19 lakhabout ₹17,120
MX3 Pro Turbo Petrol MT₹10.32 lakhabout ₹17,340
REVX EDGE (O) Turbo Petrol MT₹10.73 lakhabout ₹18,020
REVX M (O) Turbo Petrol AT₹10.83 lakhabout ₹18,200
MX2 Pro Diesel MT₹11.02 lakhabout ₹18,510
AX5 Turbo Petrol MT₹11.58 lakhabout ₹19,450
MX3 Diesel MT₹11.86 lakhabout ₹19,920
REVX EDGE Turbo Petrol AT₹11.90 lakhabout ₹19,990
REVX EDGE Diesel MT₹12.16 lakhabout ₹20,440
MX3 Turbo Petrol AT₹12.19 lakhabout ₹20,480
MX3 Pro Diesel MT₹12.47 lakhabout ₹20,950
REVX EDGE (O) Turbo Petrol AT₹12.45 lakhabout ₹20,920
REVX EDGE (O) Diesel MT₹12.73 lakhabout ₹21,390
MX3 Diesel AT₹12.89 lakhabout ₹21,660
REVX A Turbo Petrol MT₹12.66 lakhabout ₹21,280
AX5 Diesel MT₹13.08 lakhabout ₹21,980
AX5 Turbo Petrol AT₹13.33 lakhabout ₹22,400
REVX EDGE (O) Diesel AT₹13.66 lakhabout ₹22,950
AX5 L Turbo Petrol MT₹13.50 lakhabout ₹22,680
AX7 Turbo Petrol MT₹13.69 lakhabout ₹22,990
AX5 Diesel AT₹13.99 lakhabout ₹23,510
REVX A Turbo Petrol AT₹13.91 lakhabout ₹23,370
AX7 Diesel MT₹14.94 lakhabout ₹25,110
AX5 L Turbo Petrol AT₹14.88 lakhabout ₹25,010
AX7 L Turbo Petrol MT₹14.93 lakhabout ₹25,080
AX7 Turbo Petrol AT₹14.95 lakhabout ₹25,120
AX7 Diesel AT₹15.81 lakhabout ₹26,560
AX7 L Diesel MT₹16.12 lakhabout ₹27,090
AX7 L Turbo Petrol AT₹16.84 lakhabout ₹28,290

What goes into the on-road total? The Mahindra XUV 3XO on-road price page itemises it, state by state. And which XUV 3XO variant to buy says where the money works hardest.

The XUV 3XO ladder, a month at a time

Seven of the 35 variants, spread up the ladder; the table above has every one.

  1. MX1 Turbo Petrol MT₹14,250
  2. MX2 Diesel MT₹17,340
  3. AX5 Turbo Petrol MT₹19,450
  4. MX3 Pro Diesel MT₹20,950
  5. AX5 L Turbo Petrol MT₹22,680
  6. AX5 L Turbo Petrol AT₹25,010
  7. AX7 L Turbo Petrol AT₹28,290
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹14,250 to ₹28,290 a month across the ladder: the AX7 L Turbo Petrol AT costs ₹14,040 a month more than the MX1 Turbo Petrol MT, ₹8,42,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the AX5 Diesel AT to the AX5 L Turbo Petrol AT: ₹1,500 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the MX1 Turbo Petrol MT's instalment is ₹14,250 a month instead of ₹13,090: ₹1,160 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top AX7 L Turbo Petrol AT needs about ₹28,290 a month.

Mahindra XUV 3XO EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Mahindra XUV 3XO?
From about ₹14,250 a month, up to about ₹28,290 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Mahindra XUV 3XO variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the MX1 Turbo Petrol MT is the way in at about ₹14,250 a month. From there about ₹16,000 a month reaches the REVX M Turbo Petrol MT, about ₹18,000 a month reaches the MX2 Diesel MT or the MX3 Pro Turbo Petrol MT at the same figure, about ₹20,000 a month reaches the REVX EDGE Turbo Petrol AT, about ₹22,000 a month reaches the AX5 Diesel MT, and the top AX7 L Turbo Petrol AT needs about ₹28,290. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Mahindra XUV 3XO need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,69,574 on the MX1 Turbo Petrol MT to ₹3,36,756 on the AX7 L Turbo Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Mahindra XUV 3XO EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Mahindra XUV 3XO page holds every variant, each carrying it pre-filled.