Mahindra XUV 3XO on-road price in Ludhiana

₹8,59,555 to ₹16,46,180 on the road

23 variants

EMI from about ₹14,440 a month on the Ludhiana on-road price, at 9.5% a year over 5 years with 20% down. Set your own numbers →

As of August 2026First personal carIndividual buyerPaid in cash

Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond.

Why

Registering in a different city of the state does not change them.

All 23 variants priced in Ludhiana

Variant	Ex-showroom	On-road in Ludhiana
MX1 Turbo Petrol MT	₹7.79L	₹8,59,555
MX2 Pro Turbo Petrol MT	₹9.08L	₹9,99,520
MX3 Turbo Petrol MT	₹9.29L	₹10,22,305
MX2 Diesel MT	₹9.36L	₹10,29,900
MX3 Pro Turbo Petrol MT	₹9.51L	₹10,46,175
MX2 Pro Diesel MT	₹10.00L	₹10,99,340
AX5 Turbo Petrol MT	₹10.30L	₹11,31,890
MX3 Diesel MT	₹10.32L	₹11,34,060
MX3 Turbo Petrol AT	₹10.85L	₹11,91,565
MX3 Pro Diesel MT	₹10.86L	₹11,92,650
MX3 Diesel AT	₹11.23L	₹12,32,795
AX5 Diesel MT	₹11.40L	₹12,51,240
AX5 Turbo Petrol AT	₹11.88L	₹13,03,320
AX5 L Turbo Petrol MT	₹12.03L	₹13,19,595
AX7 Turbo Petrol MT	₹12.20L	₹13,38,040
AX5 Diesel AT	₹12.20L	₹13,38,040
AX7 Diesel MT	₹13.04L	₹14,29,180
AX5 L Turbo Petrol AT	₹13.28L	₹14,55,220
AX7 L Turbo Petrol MT	₹13.32L	₹14,59,560
AX7 Turbo Petrol AT	₹13.34L	₹14,61,730
AX7 Diesel AT	₹13.80L	₹15,11,640
AX7 L Diesel MT	₹14.08L	₹15,42,020
AX7 L Turbo Petrol AT	₹15.04L	₹16,46,180

Which XUV 3XO to buy

Of every paid step up this ladder, MX3 Pro to AX5 buys you the most for your money. In Ludhiana that step costs ₹85,715 on the road, rather than the ₹79,000 the showroom prices suggest.

Is the AX5 worth it over the MX3 Pro? →

Or weigh the whole ladder: which XUV 3XO is worth the money →

How the MX1 Turbo Petrol MT's ₹8,59,555 breaks down

Getting it on the road in Ludhiana adds ₹80,555 to the sticker, and road tax is the biggest part of that.

Ex-showroom price: ₹7,79,000
Road tax (8.5%): ₹66,215
Registration fee (central): ₹800
Third-party insurance (3 years, incl. 18% GST): ₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Ludhiana: ₹8,59,555

The fine print

Road tax (8.5%): Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Punjab's rates here are derived from published on-road prices rather than read from the state's own schedule, and Ludhiana appears to add a local charge below Rs 14 lakh that these figures do not include.

Confirm the final figure with your dealer before paying.

Where these figures come from

One figure here is weaker than the rest: the road tax is what Punjab is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Punjab's own documents, last checked on 2026-08-07. Rates change with state budgets, so confirm the final figure with your dealer before paying.

Registering a XUV 3XO in Ludhiana

Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address.

Series	Issuing office	Covers
PB-10	Regional Transport Authority, Ludhiana	Ludhiana, the main district office
PB-91	SDM, Ludhiana East	Ludhiana East subdivision

Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 2026-08-09.

XUV 3XO on-road price in other cities

Same figures, same state: Amritsar, Jalandhar, Patiala, Mohali, Bathinda

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

See what the XUV 3XO costs on the road in all 25 states we price →

Every Mahindra XUV 3XO variant, compared →

Questions buyers ask

What is the Mahindra XUV 3XO on-road price in Ludhiana?

Between ₹8,59,555 for the MX1 Turbo Petrol MT and ₹16,46,180 for the AX7 L Turbo Petrol AT, as of August 2026. That covers Punjab road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Mahindra XUV 3XO in Ludhiana?

₹66,215 on the MX1 Turbo Petrol MT at ₹7.79L ex-showroom. The rate comes from Punjab's own schedule (Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification), verified on 2026-08-07.

Is the Mahindra XUV 3XO cheaper on-road in another city of Punjab?

No. Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond: registering in a different city of the state does not change them.

Which number plate series does a Mahindra XUV 3XO registered in Ludhiana get?

Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 2026-08-09).