Mahindra XUV 3XO on-road price in Ludhiana
₹8,59,555 to ₹16,46,180 on the road35 variants
EMI from about ₹14,440 a month on the Ludhiana on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond.
Why
All 35 variants priced in Ludhiana
What the road adds in Ludhiana, variant by variant
Five of the 35 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Punjab's own share.
- MX1 Turbo Petrol MT₹8,59,555+10%
₹7,79,000 ex-showroom, Punjab takes ₹66,215, everything else ₹14,340
- REVX M (O) Turbo Petrol AT₹10,98,255+10%
₹9,99,000 ex-showroom, Punjab takes ₹84,915, everything else ₹14,340
- REVX EDGE (O) Diesel MT₹12,17,605+10%
₹11,09,000 ex-showroom, Punjab takes ₹83,175, everything else ₹25,430
- AX7 Turbo Petrol MT₹13,38,040+10%
₹12,20,000 ex-showroom, Punjab takes ₹91,500, everything else ₹26,540
- AX7 L Turbo Petrol AT₹16,46,180+9%
₹15,04,000 ex-showroom, Punjab takes ₹1,12,800, everything else ₹29,380
XUV 3XO variants on Punjab's tax steps
Punjab charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrol and dieselby price
- 8.5%to ₹10 lakh
MX1 Turbo Petrol MT, REVX M Turbo Petrol MT, MX2 Pro Turbo Petrol MT, REVX M (O) Turbo Petrol MT, MX3 Turbo Petrol MT, MX2 Diesel MT, REVX EDGE Turbo Petrol MT, MX3 Pro Turbo Petrol MT, REVX EDGE (O) Turbo Petrol MT, REVX M (O) Turbo Petrol AT, MX2 Pro Diesel MT
- 7.5%to ₹20 lakh
AX5 Turbo Petrol MT, MX3 Diesel MT, REVX EDGE Turbo Petrol AT, REVX EDGE Diesel MT, MX3 Turbo Petrol AT, MX3 Pro Diesel MT, REVX EDGE (O) Turbo Petrol AT, REVX EDGE (O) Diesel MT, MX3 Diesel AT, REVX A Turbo Petrol MT, AX5 Diesel MT, AX5 Turbo Petrol AT, REVX EDGE (O) Diesel AT, AX5 L Turbo Petrol MT, AX7 Turbo Petrol MT, AX5 Diesel AT, REVX A Turbo Petrol AT, AX7 Diesel MT, AX5 L Turbo Petrol AT, AX7 L Turbo Petrol MT, AX7 Turbo Petrol AT, AX7 Diesel AT, AX7 L Diesel MT, AX7 L Turbo Petrol AT
- 8.5%above
no variant here
Worth knowing before you sign
- The MX2 Diesel MT is ₹1,70,345 more on the road here than the MX1 Turbo Petrol MT, and ₹13,345 of that is Punjab's road tax.
- On the Mahindra XUV 3XO MX1 Turbo Petrol MT, Ludhiana is 8th cheapest of 25 states: ₹42,845 over Arunachal Pradesh and ₹55,842 under Karnataka.
Which XUV 3XO to buy
Of every paid step up this ladder, MX2 Pro to REVX M (O) buys you the most for your money. In Ludhiana that step costs ₹1,085 on the road, rather than the ₹1,000 the showroom prices suggest.
Is the REVX M (O) worth it over the MX2 Pro? →
Or weigh the whole ladder: which XUV 3XO is worth the money →
XUV 3XO rivals on the road in Ludhiana
The cheapest way into this group in Ludhiana is the Kia Sonet, from ₹8,18,325 on the road, ₹41,230 under the XUV 3XO's ₹8,59,555. Each figure is that car's cheapest variant on the road in Ludhiana, on the same Punjab road tax.
The XUV 3XO in its colours
Stealth Black
Vehicle images: Mahindra official media assets (auto.mahindra.com)
How the MX1 Turbo Petrol MT's ₹8,59,555 breaks down
Getting it on the road in Ludhiana adds ₹80,555 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹7,79,000
- Road tax (8.5%)
- ₹66,215
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Ludhiana
- ₹8,59,555
The fine print
- Road tax (8.5%)
- Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Punjab's rates here are derived from published on-road prices rather than read from the state's own schedule, and Ludhiana appears to add a local charge below Rs 14 lakh that these figures do not include.
Confirm the final figure with your dealer before paying.
Where these figures come from
Registering a XUV 3XO in Ludhiana
Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address.
| Series | Issuing office | Covers |
|---|---|---|
| PB-10 | Regional Transport Authority, Ludhiana | Ludhiana, the main district office |
| PB-91 | SDM, Ludhiana East | Ludhiana East subdivision |
Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026.
XUV 3XO on-road price in other cities
See 30 other cities
Same figures, same state: Amritsar, Jalandhar, Patiala, Mohali, Bathinda
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Questions buyers ask
What is the Mahindra XUV 3XO on-road price in Ludhiana?
Between ₹8,59,555 for the MX1 Turbo Petrol MT and ₹16,46,180 for the AX7 L Turbo Petrol AT, as of October 2026. That covers Punjab road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Mahindra XUV 3XO in Ludhiana?
₹66,215 on the MX1 Turbo Petrol MT at ₹7.79L ex-showroom. The rate comes from Punjab's own schedule (Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification), verified on 7 August 2026.
Is the Mahindra XUV 3XO cheaper on-road in another city of Punjab?
No. Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond: registering in a different city of the state does not change them.
Which number plate series does the Mahindra XUV 3XO registered in Ludhiana get?
Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026).