Mahindra XUV 3XO on-road price in Srinagar

₹8,63,450 to ₹16,68,740 on the road

23 variants

EMI from about ₹14,510 a month on the Srinagar on-road price, at 9.5% a year over 5 years with 20% down. Set your own numbers →

As of August 2026First personal carIndividual buyerPaid in cash

Jammu and Kashmir sets these charges, so the same figures apply in Jammu.

Why

Registering in a different city of the state does not change them.

All 23 variants priced in Srinagar

Variant	Ex-showroom	On-road in Srinagar
MX1 Turbo Petrol MT	₹7.79L	₹8,63,450
MX2 Pro Turbo Petrol MT	₹9.08L	₹10,04,060
MX3 Turbo Petrol MT	₹9.29L	₹10,26,950
MX2 Diesel MT	₹9.36L	₹10,34,580
MX3 Pro Turbo Petrol MT	₹9.51L	₹10,50,930
MX2 Pro Diesel MT	₹10.00L	₹11,04,340
AX5 Turbo Petrol MT	₹10.30L	₹11,47,340
MX3 Diesel MT	₹10.32L	₹11,49,540
MX3 Turbo Petrol AT	₹10.85L	₹12,07,840
MX3 Pro Diesel MT	₹10.86L	₹12,08,940
MX3 Diesel AT	₹11.23L	₹12,49,640
AX5 Diesel MT	₹11.40L	₹12,68,340
AX5 Turbo Petrol AT	₹11.88L	₹13,21,140
AX5 L Turbo Petrol MT	₹12.03L	₹13,37,640
AX7 Turbo Petrol MT	₹12.20L	₹13,56,340
AX5 Diesel AT	₹12.20L	₹13,56,340
AX7 Diesel MT	₹13.04L	₹14,48,740
AX5 L Turbo Petrol AT	₹13.28L	₹14,75,140
AX7 L Turbo Petrol MT	₹13.32L	₹14,79,540
AX7 Turbo Petrol AT	₹13.34L	₹14,81,740
AX7 Diesel AT	₹13.80L	₹15,32,340
AX7 L Diesel MT	₹14.08L	₹15,63,140
AX7 L Turbo Petrol AT	₹15.04L	₹16,68,740

Which XUV 3XO to buy

Of every paid step up this ladder, MX3 Pro to AX5 buys you the most for your money. In Srinagar that step costs ₹96,410 on the road, rather than the ₹79,000 the showroom prices suggest.

Is the AX5 worth it over the MX3 Pro? →

Or weigh the whole ladder: which XUV 3XO is worth the money →

How the MX1 Turbo Petrol MT's ₹8,63,450 breaks down

Getting it on the road in Srinagar adds ₹84,450 to the sticker, and road tax is the biggest part of that.

Ex-showroom price: ₹7,79,000
Road tax (9%): ₹70,110
Registration fee (central): ₹800
Third-party insurance (3 years, incl. 18% GST): ₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Srinagar: ₹8,63,450

The fine print

Road tax (9%): Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Jammu and Kashmir's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.

Confirm the final figure with your dealer before paying.

Where these figures come from

One figure here is weaker than the rest: the road tax is what Jammu and Kashmir is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Jammu and Kashmir's own documents, last checked on 2026-08-09. Rates change with state budgets, so confirm the final figure with your dealer before paying.

Registering a XUV 3XO in Srinagar

Cars registered in Srinagar carry JK-01 plates, issued by the Regional Transport Office, Srinagar.

Series	Issuing office	Covers
JK-01	Regional Transport Office, Srinagar	Srinagar district

Jammu and Kashmir Motor Vehicles Department, general information page reproducing the SRO 195 district code table of 20-09-1994; the live site was unreachable, so verified from the Wayback Machine snapshot of that official page dated 2021-09-26, checked 2026-08-09.

XUV 3XO on-road price in other cities

Same figures, same state: Jammu

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Leh

See what the XUV 3XO costs on the road in all 25 states we price →

Every Mahindra XUV 3XO variant, compared →

Questions buyers ask

What is the Mahindra XUV 3XO on-road price in Srinagar?

Between ₹8,63,450 for the MX1 Turbo Petrol MT and ₹16,68,740 for the AX7 L Turbo Petrol AT, as of August 2026. That covers Jammu and Kashmir road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Mahindra XUV 3XO in Srinagar?

₹70,110 on the MX1 Turbo Petrol MT at ₹7.79L ex-showroom. The rate comes from Jammu and Kashmir's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification), verified on 2026-08-09.

Is the Mahindra XUV 3XO cheaper on-road in another city of Jammu and Kashmir?

No. Jammu and Kashmir sets these charges, so the same figures apply in Jammu: registering in a different city of the state does not change them.

Which number plate series does a Mahindra XUV 3XO registered in Srinagar get?

Cars registered in Srinagar carry JK-01 plates, issued by the Regional Transport Office, Srinagar. The series belongs to the office, not the car, so every vehicle registered there wears it (Jammu and Kashmir Motor Vehicles Department, general information page reproducing the SRO 195 district code table of 20-09-1994; the live site was unreachable, so verified from the Wayback Machine snapshot of that official page dated 2021-09-26, checked 2026-08-09).