Mahindra XUV 3XO on-road price in Panaji
₹8,63,450 to ₹17,13,860 on the road35 variants
EMI from about ₹14,510 a month on the Panaji on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Goa sets these charges, so the same figures apply in Margao.
Why
All 35 variants priced in Panaji
What the road adds in Panaji, variant by variant
Five of the 35 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Goa's own share.
- MX1 Turbo Petrol MT₹8,63,450+11%
₹7,79,000 ex-showroom, Goa takes ₹70,110, everything else ₹14,340
- REVX M (O) Turbo Petrol AT₹11,03,250+10%
₹9,99,000 ex-showroom, Goa takes ₹89,910, everything else ₹14,340
- REVX EDGE (O) Diesel MT₹12,67,510+14%
₹11,09,000 ex-showroom, Goa takes ₹1,33,080, everything else ₹25,430
- AX7 Turbo Petrol MT₹13,92,940+14%
₹12,20,000 ex-showroom, Goa takes ₹1,46,400, everything else ₹26,540
- AX7 L Turbo Petrol AT₹17,13,860+14%
₹15,04,000 ex-showroom, Goa takes ₹1,80,480, everything else ₹29,380
XUV 3XO variants on Goa's tax steps
Goa charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrol and dieselby price
- 9%to ₹10 lakh
MX1 Turbo Petrol MT, REVX M Turbo Petrol MT, MX2 Pro Turbo Petrol MT, REVX M (O) Turbo Petrol MT, MX3 Turbo Petrol MT, MX2 Diesel MT, REVX EDGE Turbo Petrol MT, MX3 Pro Turbo Petrol MT, REVX EDGE (O) Turbo Petrol MT, REVX M (O) Turbo Petrol AT, MX2 Pro Diesel MT
- 12%to ₹20 lakh
AX5 Turbo Petrol MT, MX3 Diesel MT, REVX EDGE Turbo Petrol AT, REVX EDGE Diesel MT, MX3 Turbo Petrol AT, MX3 Pro Diesel MT, REVX EDGE (O) Turbo Petrol AT, REVX EDGE (O) Diesel MT, MX3 Diesel AT, REVX A Turbo Petrol MT, AX5 Diesel MT, AX5 Turbo Petrol AT, REVX EDGE (O) Diesel AT, AX5 L Turbo Petrol MT, AX7 Turbo Petrol MT, AX5 Diesel AT, REVX A Turbo Petrol AT, AX7 Diesel MT, AX5 L Turbo Petrol AT, AX7 L Turbo Petrol MT, AX7 Turbo Petrol AT, AX7 Diesel AT, AX7 L Diesel MT, AX7 L Turbo Petrol AT
- 15%above
no variant here
Worth knowing before you sign
- The step from the MX2 Pro Diesel MT to the AX5 Turbo Petrol MT crosses Goa's ₹10 lakh line: ₹30,000 more ex-showroom, but ₹33,600 more road tax, because the whole price moves from 9% to 12%.
- The MX2 Diesel MT is ₹1,71,130 more on the road here than the MX1 Turbo Petrol MT, and ₹14,130 of that is Goa's road tax.
- On the Mahindra XUV 3XO MX1 Turbo Petrol MT, Panaji is 11th cheapest of 25 states: ₹46,740 over Arunachal Pradesh and ₹51,947 under Karnataka.
Which XUV 3XO to buy
Of every paid step up this ladder, MX2 Pro to REVX M (O) buys you the most for your money. In Panaji that step costs ₹1,090 on the road, rather than the ₹1,000 the showroom prices suggest.
Is the REVX M (O) worth it over the MX2 Pro? →
Or weigh the whole ladder: which XUV 3XO is worth the money →
XUV 3XO rivals on the road in Panaji
The cheapest way into this group in Panaji is the Kia Sonet, from ₹8,22,030 on the road, ₹41,420 under the XUV 3XO's ₹8,63,450. Each figure is that car's cheapest variant on the road in Panaji, on the same Goa road tax.
The XUV 3XO in its colours
Stealth Black
Vehicle images: Mahindra official media assets (auto.mahindra.com)
How the MX1 Turbo Petrol MT's ₹8,63,450 breaks down
Getting it on the road in Panaji adds ₹84,450 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹7,79,000
- Road tax (9%)
- ₹70,110
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Panaji
- ₹8,63,450
The fine print
- Road tax (9%)
- Derived 2026-08-09 from two independent sources. CarDekho Panaji, 57 variants: exactly 9.00% (10 cars to Rs 7.80L), 12.00% (24 cars Rs 11.00L to 19.91L), 15.00% (23 cars Rs 20.22L to 47.48L), no fixed component. CarWale Panaji fits 9.68% (5 cars), 12.00% (3 cars), 12.83% (5 cars), 16.20% (3 cars) and 15.00% (2 cars); its top bands carry large intercepts and are the softer part. Boundaries at Rs 10L and Rs 20L are interpolated inside gaps. NOT read from any Goa notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Goa's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.
Confirm the final figure with your dealer before paying.
Where these figures come from
XUV 3XO on-road price in other cities
See 26 other cities
Questions buyers ask
What is the Mahindra XUV 3XO on-road price in Panaji?
Between ₹8,63,450 for the MX1 Turbo Petrol MT and ₹17,13,860 for the AX7 L Turbo Petrol AT, as of October 2026. That covers Goa road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Mahindra XUV 3XO in Panaji?
₹70,110 on the MX1 Turbo Petrol MT at ₹7.79L ex-showroom. The rate comes from Goa's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Panaji, 57 variants: exactly 9.00% (10 cars to Rs 7.80L), 12.00% (24 cars Rs 11.00L to 19.91L), 15.00% (23 cars Rs 20.22L to 47.48L), no fixed component. CarWale Panaji fits 9.68% (5 cars), 12.00% (3 cars), 12.83% (5 cars), 16.20% (3 cars) and 15.00% (2 cars); its top bands carry large intercepts and are the softer part. Boundaries at Rs 10L and Rs 20L are interpolated inside gaps. NOT read from any Goa notification), verified on 9 August 2026.
Is the Mahindra XUV 3XO cheaper on-road in another city of Goa?
No. Goa sets these charges, so the same figures apply in Margao: registering in a different city of the state does not change them.