Mahindra XUV 3XO on-road price in Surat
₹8,40,080 to ₹16,23,620 on the road35 variants
EMI from about ₹14,110 a month on the Surat on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Gujarat sets these charges, so the same figures apply in Ahmedabad, Vadodara, Rajkot and Bhavnagar and beyond.
Why
All 35 variants priced in Surat
What the road adds in Surat, variant by variant
Five of the 35 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Gujarat's own share.
- MX1 Turbo Petrol MT₹8,40,080+8%
₹7,79,000 ex-showroom, Gujarat takes ₹46,740, everything else ₹14,340
- REVX M (O) Turbo Petrol AT₹10,73,280+7%
₹9,99,000 ex-showroom, Gujarat takes ₹59,940, everything else ₹14,340
- REVX EDGE (O) Diesel MT₹12,00,970+8%
₹11,09,000 ex-showroom, Gujarat takes ₹66,540, everything else ₹25,430
- AX7 Turbo Petrol MT₹13,19,740+8%
₹12,20,000 ex-showroom, Gujarat takes ₹73,200, everything else ₹26,540
- AX7 L Turbo Petrol AT₹16,23,620+8%
₹15,04,000 ex-showroom, Gujarat takes ₹90,240, everything else ₹29,380
Worth knowing before you sign
- The MX2 Diesel MT is ₹1,66,420 more on the road here than the MX1 Turbo Petrol MT, and ₹9,420 of that is Gujarat's road tax.
- On the Mahindra XUV 3XO MX1 Turbo Petrol MT, Surat is 2nd cheapest of 25 states: ₹23,370 over Arunachal Pradesh and ₹75,317 under Karnataka.
Which XUV 3XO to buy
Of every paid step up this ladder, MX2 Pro to REVX M (O) buys you the most for your money. In Surat that step costs ₹1,060 on the road, rather than the ₹1,000 the showroom prices suggest.
Is the REVX M (O) worth it over the MX2 Pro? →
Or weigh the whole ladder: which XUV 3XO is worth the money →
XUV 3XO rivals on the road in Surat
The cheapest way into this group in Surat is the Kia Sonet, from ₹7,99,800 on the road, ₹40,280 under the XUV 3XO's ₹8,40,080. Each figure is that car's cheapest variant on the road in Surat, on the same Gujarat road tax.
The XUV 3XO in its colours
Stealth Black
Vehicle images: Mahindra official media assets (auto.mahindra.com)
How the MX1 Turbo Petrol MT's ₹8,40,080 breaks down
Getting it on the road in Surat adds ₹61,080 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹7,79,000
- Road tax (6%)
- ₹46,740
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Surat
- ₹8,40,080
The fine print
- Road tax (6%)
- Gujarat Transport Department Tax Structure page: lump sum tax 6% of the cost of vehicle for Three/Four Wheeler, LMV, Private Car, Station Wagon, jeep. Read from the Internet Archive snapshot of 2014-06-23 because the live site refuses connections from outside India, and corroborated by current on-road prices at the low end (Rs 36,008 charged against 6% of Rs 5,99,990 = Rs 35,999). The same page notes imported vehicles pay twice the rate and non-individual owners more, neither of which is modelled here
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Gujarat charges more again for a car registered to a company; the figures here are for an individual buying their own car.
Confirm the final figure with your dealer before paying.
Where these figures come from
XUV 3XO on-road price in other cities
See 30 other cities
Same figures, same state: Ahmedabad, Vadodara, Rajkot, Bhavnagar, Jamnagar
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Questions buyers ask
What is the Mahindra XUV 3XO on-road price in Surat?
Between ₹8,40,080 for the MX1 Turbo Petrol MT and ₹16,23,620 for the AX7 L Turbo Petrol AT, as of October 2026. That covers Gujarat road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Mahindra XUV 3XO in Surat?
₹46,740 on the MX1 Turbo Petrol MT at ₹7.79L ex-showroom. The rate comes from Gujarat's own schedule (Gujarat Transport Department Tax Structure page: lump sum tax 6% of the cost of vehicle for Three/Four Wheeler, LMV, Private Car, Station Wagon, jeep. Read from the Internet Archive snapshot of 2014-06-23 because the live site refuses connections from outside India, and corroborated by current on-road prices at the low end (Rs 36,008 charged against 6% of Rs 5,99,990 = Rs 35,999). The same page notes imported vehicles pay twice the rate and non-individual owners more, neither of which is modelled here), verified on 7 August 2026.
Is the Mahindra XUV 3XO cheaper on-road in another city of Gujarat?
No. Gujarat sets these charges, so the same figures apply in Ahmedabad, Vadodara, Rajkot and Bhavnagar and beyond: registering in a different city of the state does not change them.