VariantWise

Tata Punch on-road price

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Nobody pays the ex-showroom price.+5% to 18% on top

Road tax, registration and insurance add 5% to 18% on top of the Tata Punch's ex-showroom figure, and which end you land on is decided by the state you register in, not by the car.

Pick your city at the top and this page prices the Punch where you'll register it.

In Delhi, the Tata Punch is ₹6,12,340 to ₹12,09,810 on the road, cheapest variant to dearest.

The same car, ₹73,105 apart

Cheapest
₹6,06,590
Arunachal Pradesh
Dearest
₹6,79,695
Karnataka
Difference
₹73,105
12% more
Priced on
Smart Petrol MT, ₹5.75L ex-showroom
States held
25

The cheapest and the dearest Punch on the road

Those two figures are two different cars in two different states, so read them as the floor and the ceiling of what this Punch can cost you, never as one price.

Cheapest car
₹6,06,590
The Smart Petrol MT, the base model. Arunachal Pradesh comes out lowest.
Dearest car
₹13,06,340
The Accomplished Plus S CNG AT, the top model. Karnataka comes out highest.

The Punch on the road, state by state

Pick a variant. It is priced in the cheapest and the dearest state; pick your city at the top for your own figure.

  1. Arunachal Pradeshcheapest₹6,06,590+5%

    ₹5,75,000 ex-showroom, Arunachal Pradesh takes ₹17,250, everything else ₹14,340

  2. Karnatakadearest₹6,79,695+18%

    ₹5,75,000 ex-showroom, Karnataka takes ₹90,355, everything else ₹14,340

Ex-showroom priceThe state's road tax and its chargesRegistration, insurance, TCS and the tagThe Tata Punch Smart Petrol MT, in each state's published city.
EMI calculatorAbout ₹10,290 a month on the Smart Petrol MT on the road in Delhi, at 9.5% a year over 5 years with 20% down. Open to set your own.
Price financed against₹6.12L

This EMI is on the full on-road price in Delhi, with road tax, registration and insurance included. Nothing else to add.

Down payment₹1,22,468 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹10,290
Amount financed
₹4,89,872
Interest over 5 years
₹1,27,528
Total paid, down payment included
₹7,39,868
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹12,871₹7,705₹4,77,001
Nov 2026₹6,410₹3,878₹4,83,462
Dec 2026₹6,461₹3,827₹4,77,001
2027₹81,638₹41,821₹3,95,364
Jan 2027₹6,512₹3,776₹4,70,489
Feb 2027₹6,564₹3,725₹4,63,926
Mar 2027₹6,615₹3,673₹4,57,310
Apr 2027₹6,668₹3,620₹4,50,642
May 2027₹6,721₹3,568₹4,43,922
Jun 2027₹6,774₹3,514₹4,37,148
Jul 2027₹6,827₹3,461₹4,30,320
Aug 2027₹6,882₹3,407₹4,23,439
Sept 2027₹6,936₹3,352₹4,16,503
Oct 2027₹6,991₹3,297₹4,09,512
Nov 2027₹7,046₹3,242₹4,02,466
Dec 2027₹7,102₹3,186₹3,95,364
2028₹89,740₹33,719₹3,05,624
Jan 2028₹7,158₹3,130₹3,88,205
Feb 2028₹7,215₹3,073₹3,80,990
Mar 2028₹7,272₹3,016₹3,73,718
Apr 2028₹7,330₹2,959₹3,66,389
May 2028₹7,388₹2,901₹3,59,001
Jun 2028₹7,446₹2,842₹3,51,555
Jul 2028₹7,505₹2,783₹3,44,050
Aug 2028₹7,564₹2,724₹3,36,485
Sept 2028₹7,624₹2,664₹3,28,861
Oct 2028₹7,685₹2,603₹3,21,176
Nov 2028₹7,746₹2,543₹3,13,431
Dec 2028₹7,807₹2,481₹3,05,624
2029₹98,646₹24,812₹2,06,978
Jan 2029₹7,869₹2,420₹2,97,755
Feb 2029₹7,931₹2,357₹2,89,824
Mar 2029₹7,994₹2,294₹2,81,830
Apr 2029₹8,057₹2,231₹2,73,773
May 2029₹8,121₹2,167₹2,65,652
Jun 2029₹8,185₹2,103₹2,57,467
Jul 2029₹8,250₹2,038₹2,49,217
Aug 2029₹8,315₹1,973₹2,40,902
Sept 2029₹8,381₹1,907₹2,32,521
Oct 2029₹8,447₹1,841₹2,24,074
Nov 2029₹8,514₹1,774₹2,15,559
Dec 2029₹8,582₹1,707₹2,06,978
2030₹1,08,437₹15,022₹98,541
Jan 2030₹8,650₹1,639₹1,98,328
Feb 2030₹8,718₹1,570₹1,89,610
Mar 2030₹8,787₹1,501₹1,80,823
Apr 2030₹8,857₹1,432₹1,71,966
May 2030₹8,927₹1,361₹1,63,039
Jun 2030₹8,997₹1,291₹1,54,042
Jul 2030₹9,069₹1,219₹1,44,973
Aug 2030₹9,141₹1,148₹1,35,832
Sept 2030₹9,213₹1,075₹1,26,619
Oct 2030₹9,286₹1,002₹1,17,334
Nov 2030₹9,359₹929₹1,07,974
Dec 2030₹9,433₹855₹98,541
2031₹98,540₹4,342₹0
Jan 2031₹9,508₹780₹89,033
Feb 2031₹9,583₹705₹79,449
Mar 2031₹9,659₹629₹69,790
Apr 2031₹9,736₹553₹60,054
May 2031₹9,813₹475₹50,242
Jun 2031₹9,890₹398₹40,351
Jul 2031₹9,969₹319₹30,382
Aug 2031₹10,048₹241₹20,335
Sept 2031₹10,127₹161₹10,207
Oct 2031₹10,207₹81₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

Comparing instalments across the ladder? EMI for every Punch variant puts them side by side.

Arunachal Pradesh ₹6,06,590Karnataka ₹6,79,695

Arunachal Pradesh₹6,06,5901st of 25the cheapest stateOpen →

Every state we price the Smart Petrol MT in, cheapest on the left. Tap a state for its figure; open it for the full working in its city.
See all 25 states as a list
  1. Arunachal Pradesh₹6,06,590cheapest
  2. Delhi₹6,12,340+₹5,750
  3. Haryana₹6,18,090+₹11,500
  4. Gujarat₹6,23,840+₹17,250
  5. Meghalaya₹6,23,840+₹17,250
  6. Mizoram₹6,23,840+₹17,250
  7. Jharkhand₹6,29,590+₹23,000
  8. Odisha₹6,35,340+₹28,750
  9. Punjab₹6,38,215+₹31,625
  10. Goa₹6,41,090+₹34,500
  11. Jammu and Kashmir₹6,41,090+₹34,500
  12. Ladakh₹6,41,090+₹34,500
  13. Madhya Pradesh₹6,41,090+₹34,500
  14. Uttar Pradesh₹6,43,965+₹37,375
  15. Assam₹6,46,840+₹40,250
  16. Chhattisgarh₹6,46,840+₹40,250
  17. West Bengal₹6,46,840+₹40,250
  18. Rajasthan₹6,47,559+₹40,969
  19. Bihar₹6,49,715+₹43,125
  20. Maharashtra₹6,53,855+₹47,265
  21. Tamil Nadu₹6,64,090+₹57,500
  22. Kerala₹6,64,290+₹57,700
  23. Andhra Pradesh₹6,69,840+₹63,250
  24. Telangana₹6,69,840+₹63,250
  25. Karnataka₹6,79,695+₹73,105
The Smart Petrol MT's on-road total in each state's published city; the bar is how much more than the cheapest state.

Worth knowing before you sign

  • Getting the Smart Petrol MT on the road adds ₹31,590 in Arunachal Pradesh and ₹1,04,695 in Karnataka: 5% to 18% on top of the ex-showroom price, depending on the state.
  • The step from the Accomplished Plus S Turbo Petrol MT to the Accomplished Plus S CNG AT crosses Delhi's ₹10 lakh line: ₹80,000 more ex-showroom, but ₹37,910 more road tax, because the whole price moves from 7% to 10%.
  • What the road adds by fuel, on the cheapest variant of each, across the states that price it: petrol 5% to 18%, CNG 5% to 18%.

Every city we price the Punch in

See all 26 cities, cheapest first

Open any city for the full line by line breakdown: road tax, registration, the fees, and what each one is based on.

CityStateOn-road, from
ItanagarArunachal Pradesh₹6,06,590
DelhiDelhi₹6,12,340
GurugramHaryana₹6,18,090
AhmedabadGujarat₹6,23,840
AizawlMizoram₹6,23,840
ShillongMeghalaya₹6,23,840
RanchiJharkhand₹6,29,590
BhubaneswarOdisha₹6,35,340
LudhianaPunjab₹6,38,215
IndoreMadhya Pradesh₹6,41,090
LehLadakh₹6,41,090
PanajiGoa₹6,41,090
SrinagarJammu and Kashmir₹6,41,090
LucknowUttar Pradesh₹6,43,965
GuwahatiAssam₹6,46,840
KolkataWest Bengal₹6,46,840
RaipurChhattisgarh₹6,46,840
JaipurRajasthan₹6,47,559
PatnaBihar₹6,49,715
MumbaiMaharashtra₹6,53,855
PuneMaharashtra₹6,53,855
ChennaiTamil Nadu₹6,64,090
KochiKerala₹6,64,290
HyderabadTelangana₹6,69,840
VisakhapatnamAndhra Pradesh₹6,69,840
BengaluruKarnataka₹6,79,695
Where these figures come from

Computed from that state's own notified rates rather than estimated.

Haryana is the oldest of those checks, made . The other 24 states were checked between August 2026 and October 2026.

Prices are on-road totals by state and features follow each maker's official material. The oldest figures here were checked . Verify current prices and features with a dealer before buying.

Tata Punch on-road price: the questions people ask

How much is the Tata Punch on-road price?
Between ₹6,06,590 and ₹13,06,340, depending on the variant and the state you register it in. That covers 26 variants across the 25 states whose rates we hold. The low end is the Smart Petrol MT, the base model, where Arunachal Pradesh comes out lowest. The high end is the Accomplished Plus S CNG AT, the top model, where Karnataka comes out highest.
Why does the Tata Punch cost more in some states than others?
Road tax is set by the state, not by the maker, and it is much the largest thing added to the ex-showroom price. The same Smart Petrol MT comes to ₹6,06,590 in Itanagar and ₹6,79,695 in Bengaluru, a gap of ₹73,105 on the identical car.
Where is the Tata Punch cheapest to buy on the road?
Of the 25 states we can price it in, Arunachal Pradesh comes out lowest at ₹6,06,590 for the Smart Petrol MT. Worth saying plainly: you pay road tax where you register the car, which is where you live, so this is a fact about the country rather than a way to save money.
How much more than the ex-showroom price is the Tata Punch on-road price?
Between 5% and 18% on top, depending on the state. On the Smart Petrol MT at ₹5.75L ex-showroom, that is the difference between ₹6,06,590 and ₹6,79,695 once everything is counted.